How Do the Top 5% of Day Traders Become Successful
August 31, 2008 | Leave a Comment
Did you know 95% of Day Traders lose money instead of make it? How frustrating after considerable time and effort, when you finally find a profitable trade, only to turn round and give back all your hard earned cash as the market turns against you? You are not alone.
Thousands of traders give up everyday. They spent their hard-earned cash on books, systems, and courses. They all promise tell the big secret ? how to start raking in easy money. Those courses are the same tired old setups. Click Here!
How would you like to open the door to profit? Free yourself from the daily grind and be your own boss. Work anywhere you choose, any hours you want. Spend more time with family and friends. Vacation in exotic places. Let’s not forget the trading profits you will receive day after day.
How do you become one of the 5% of traders who actually make money? The answer, is by not following the 95% who don’t. Success comes from the secrets of the 5% who are making money. Click Here!
A complete trading course designed to get you making money quickly with no previous trading experience. Simple money making strategies used by professional traders. In depth videos will help you get inside the mind of a successful trader.
Just some of the things you will learn: The biggest difference between profitable traders and losing ones. How to make money regardless of whether prices are going up or down. Three reasons why day trading is better than long term or buy-and-hold trading. How to trade with other peoples money. Exactly where prices actually come from. All this and much, much, more.
Take advantage of years of research with some of the most successful daytraders in the market today. All of this comes with an unbeatable money back guarantee. You would be foolish not to check this out.
Optometry: The Eyes Have It
August 30, 2008 | Leave a Comment
For lots of people interested in a career that offers a great salary, high job satisfaction, and prestige, the medical field is an obvious choice. Doctors are traditionally among the most beloved members of their communities. One of the most attractive options within the medical field is optometry. Optometry gives you all the perks normally associated with being a family physician, surgeon, or other specialist without some of the not-so-good things associated with being a doctor.
Optometry is a rewarding field for those who want to help people. They diagnose and help people manage vision diseases, sometime literally giving sight to the blind. Some of their most common duties include testing patients’ sight, fitting people for contacts, and writing prescriptions for glasses.
Optometrists can reasonably expect to work their way up to a six figure salary during their career, but they do work diligently to get where they are. Like any physician, lots of education is required, and it is heavy in the math and sciences. A four year Bachelor of Arts degree is the first step, followed by a four year Doctor of Optometry degree. There is a lot of competition to earn a spot in a prestigious optometry school; there are only seventeen accredited schools in the country. After graduation, there are state board exams to get through, and continuing education is required for regularly scheduled license renewal requirements.
One of the biggest advantages optometrists have over other doctors is better hours. Certainly, an optometrist will never be startled out of bed at midnight to rush to the hospital on a regular basis. Unless an optometrist is working for a big national outfit or there is some extreme emergency, hours are generally restricted to Monday through Friday with no on-call duty scheduled. If you have your own private practice, you will be able to decide your own hours, obviously. Besides normal hours, optometrists suffer a lower stress level than do other physicians. Optometrists seldom hold a person’s life in their hands, and they do not generally lie awake at night wondering about what they could have done differently.
There are many reasons to go into optometry. It is a wonderful opportunity to help people, and you get to sleep late on Saturday!
Positive Humor Belongs in the Workplace
August 30, 2008 | Leave a Comment
Research in psychoneuroimmunology (the study of the interaction of behavioral, neural, and endocrine factors and the functioning of the immune system) reveals that stress and the resultant way we think can have positive or negative effects on our immune system. Laughter results in breaking the stress cycle, positive effects on the immune system, and helps in the development and maintenance of a positive attitude. There are many stressors currently facing employees during this time of depressed economy. Relieving stress is a key to keeping employee performance and productivity at a premium!
Recent research is showing that most diseases are stress related. Absenteeism, insurance premiums, accidents (on and off the job), interpersonal conflicts and violence are connected to physical and mental diseases and are affecting the bottom line. Businesses that support and encourage appropriate positive humor in the workplace are finding that it can actually be good for business.
Positive humor is fostered by a positive attitude, positive creativity and constructive actions. All of these are keys for dealing with new business challenges, as well as the associated change and stress. With supportive research, I assert that
People who are humorous are more playful
People who are more playful are more creative
People who are more creative find more solutions
People who find more solutions can better deal with everyday challenges, change, and the associated stress.
Tips for Using Positive Humor in the Workplace
By all means tell jokes and humorous stories. However, recognize that they are about 5% of all possible techniques to evoke mirth and subsequent laughter. I encourage you to be creative with the many other ways to be humorous.
Listen to great joke tellers, learn their jokes and pass them on as you see fit. More importantly, put on your creativity hat to improve such jokes and to make up your own jokes. Many great jokes come from real life situations and the creative license of the person telling them.
Tell humorous stories. Tell these one-on-one, in small co-worker groups, or during a presentation just for fun or to introduce a concept or principle. The greatest reservoir for humor is your life, especially your childhood. Take the time to sit down, close your eyes, and reflect on fun things in your life from early childhood, through elementary school, middle school, high school, secondary and post-graduate education. Then, go through all your jobs, military service, church events and activities, community events. Think about fun things you and your friends did. Now, write them down by title or outline. By taking things from your life, you will connect with your audience as do the best humorists.
Emphasize the importance of “positive” humor. Most comedians are into “negative” humor, i.e., putting down people. Most jokes, but not all, are put-downs and that’s why some people avoid telling them. Some of us tend to use put-downs with our friends to show that we care about one another, to laugh at ourselves and to bond. I’m okay with that. Some of us use put-downs to intentionally hurt others. I’m not okay with this.
If there is no malice in your heart, there will be no malice in your jokes or your creativity.
By using creativity, one can change a socially unacceptable joke to one that is appreciated, remembered and used by others. Changing offensive words and using self-deprecation to change are the keys. Making up funny sounding nonsense words to substitute for offensive words is a fun challenge. Once you learn how, you get better and better.
Making fun of yourself is an age-old humor strategy that works extremely well! People love other people who can laugh at themselves rather than trying to hurt someone else. A little sarcasm is okay. However, if it is the only meal you serve, people will stop coming to your table! Positive humor and positive attitude go hand in hand. Here’s some advice: Keep employees with negative humor, negative attitudes and foul mouths away from the frontline or else you will lose customers!
Have a training session on “positive” humor in the workplace. Identify “positive” and negative” humor. Talk about the application of positive humor and positive attitude to customer service. Distinguish the difference between taking risks to be humorous and “rampant silliness” that will turn off customers (internal and external). Emphasize that we all have different senses of humor and that you will never be able to please everyone. However, it is important to be assertive and set boundaries with people who insist on telling certain kinds of jokes that are offensive (sexual harassment, racism, and the over- the- top derogatory words and phrases). Encourage constructive feedback from co-workers so employees who use offensive language will understand. Discuss the appropriate times and places for the humorous activities suggested in this article because they differ from organization to organization.
Use ice breaker and energizer games for group settings. Make them invitational (some people just don’t want to participate). One of my favorite ice breakers involves getting people to share humorous stories about themselves with one another. For a quick and fun energizer with a group, I lead aerobic patting. Starting with my hands, arms, head and neck, then down to the front of my thighs, my shins, my calves, the back of my thighs, ending at my “booty.” In both of these cases, people are laughing and no one has told a joke. Like I always say, you don’t have to tell a joke to get people to laugh. There are books written on ice breakers and energizers, so all you need to do is a little research, as well as use your creativity. Make up your own with items like balloons, balls, marbles, rubber chickens, stuffed animals, candy bars, fruit, marshmallows, etc., etc.
On breaks or during celebrations, play nonsense, cooperative and low competition games for fun. Emphasize that it doesn’t matter who wins the game; it’s for fun! The more mistakes that are made, the more fun it is. These games are true tests of whether or not people are able to lighten up! Play nonsense, cooperative and low competition games for fun. Emphasize that it doesn’t matter who wins the game; it’s for fun! The more mistakes that are made, the more fun it is. These games are true tests of whether or not people are able to lighten up! A great nonsense game I love to play alone, as well as with others, is Bop-It. It’s a game that can be played on short or long work breaks. Caution: It’s addictive! You can purchase various sizes of Bop-It at your local toy store.
Use fun props. Having a prop box in the workplace is a good idea. Funny glasses are always great props. You have a choice of Grouch/Beagle Puss glasses, huge sunglasses, thick bottle glasses, zany shaped and colored glasses, and glasses with funny shaped eyes. Turn your back to a person or group, slip on the glasses, turn around and make a funny comment. You’ll get a laugh or a groan (a groaner is better than nothing) every time. I like to use props to communicate an important observation about co-workers behaviors. For example, if one of your co-workers who you consider is a friend is acting like a jerk, walk over to that person’s desk while they are there and sit a stuffed Eyore (the donkey in Winnie the Pooh books) in an auspicious place. Say nothing, just give the person a big smile and walk away. Since stuffed Eyores come in different sizes, having at least two will give you an opportunity to show whether you thing the person is being a big or a little jerk. Other things like a huge aspirin you can get at a magic/clown stores can tell someone that they are being a pain. A heart balloon can tell someone that they have touched your heart with their act of kindness. Smile always helps to keep the messages in a fun context.
Noisemakers and humorous musical instruments really get attention. I love the sliding flutes, train whistles, zinger whistles, kazoos and nose flutes. People can’t stop laughing when I play a “nose” flute for them. Even better is when I try to teach them to play. It has something to do with images, I think! When I give new nose flutes out to attendees in my programs, someone always ask if they have been recycled. It always gets a laugh.
Practical jokes can be a lot of fun! There are practical jokes you can buy, e.g., the “whoopee” cushion, the hand buzzer, exploding golf balls, etc., but the best ones are those you think up on your own spontaneously. Be carefulhave fun but avoid scaring people into heart attacks. And remember, what goes around, comes around. Be willing to accept what comes back to you and laugh about it.
Use string figures and balloon sculptures are great props to help you teach points in a fun way, to help a coworker get out of the dumps (make their favorite balloon animal), and to decorate in fun ways for celebrations. Both are easy to learn. You can find books on string figures at bookstores. Appropriate balloons, balloon pumps and books on balloon sculpting can be found in magic stores and toy stores.
Celebrate successes and achievements (small and big) and recognize coworkers with fun gifts and cards, as well as personalized gifts. Recognition is something everyone wants. Whether it’s job success, personal achievement, birthday, holiday, other special occasions, or “just because I’m thinking of you,” we all like the special attention given to us. Whether it’s giving humorous cards, gag gifts, crazy candy, goofy flowers, funny skits or birthday roasts, coworkers will appreciate one another and enjoy their jobs better when they are celebrated and recognized. Important Note: It’s okay to buy things for people, but making something for them will be appreciated more and be more memorable. Why? We show our love/how much we care when we take time to personalize gifts.
Create a “Fun” Bulletin Board. This is a place for sharing cartoons, email jokes, poems, short stories, photographs, quotes, humorous newsletters, etc. It’s a good place to post notices of local fun activities, such as performances by humorists, plays, festivals, concerts, and other activities that will help employees have joy in their lives.
Share humorous audio tapes and watch humorous videotapes. On work breaks, coworkers can share humorous audio tapes (purchased or self-recorded) or watch humorous videotapes. The old time radio bloopers are my favorite. Taping radio programs, like Prairie Home Companion, Car Talk, etc., is a good way to store humor for a later time when a humor boost is needed. Remember the scout motto: Be Prepared!
Use humor in training. Let me say it loudlyTRAINING DOES NOT HAVE TO BE BOOOOOOORING!!! Lectures and reading off of PowerPoint slides is the best way to bore your audience. When employees are bored or fall asleep during training, they fail to get the messages. Research in adult training shows that individuals learn best when they are entertained, involved in experiential activities and get some laughs. Human Resources can use some humorous videotapes for training. John Cleese and other humorists have some great training videotapes available. Having in-house trainers, and other presenters in the organization, take train-the-trainer courses on “edu-tainment should help in their presentations. Additionally, hiring speakers and trainers, who are known for their “edu-tainment” abilities, for special presentations can be a good way to show staff appreciation.
Reading is usually thought of as an individual activity; however, reading humorous short stories or poems out loud to others is another possibility. After reading some humorous material, one can share it during work breaks, during training, before or after work. Sharing humorous reading resources might peak the interest of others enough for them to start reading similar things. Who knows when it will help someone who is always in a bad mood?
Sharing cartoons by clipping them out of the newspaper, photocopying (sometimes modifying) and posting on a bulletin board, or just giving them to someone personally, can help coworkers get a laugh. Cartoon books are great gifts, not only for others but also for yourself. I have given myself all the collections of “The Far Side, “Calvin and Hobbes,” “For Better or Worse” and “Herman.” With CRS (Can’t Remember Stuff), I get to read them again every year and laugh just as much as the first time.
With many people having e-mail now, sending and receiving humorous material is much easier. (Yes, yes, yes, let’s not overdo it! Eliminating it altogether prevents some much needed stress relief.) I keep a humor buddy list and exchange materials on a daily basis. When I get notes back from someone saying that a particular piece helped her or him to cope, I know it’s a good thing to do. Share humorous email newsletters. Maybe sending them to one’s home email address is more appropriate, depending upon an organization’s policy.
Learn new skills or renew old skills to share with coworkers in humorous ways. Here are some suggestions unmentioned heretofore: magic; buffoonery juggling; mouth sounds and cartoon animal voices (e.g., Mickey Mouse
Bankruptcy Filling - Not For Everyone!
August 30, 2008 | Leave a Comment
Filing bankruptcy is always an intimidating experience. When ever someone needs to file bankruptcy they are always under a lot of pressure from their financial situation. Nevertheless on the bright side once everything has gone through you will know you will be protected by law from your creditors.
If you need to file for bankruptcy, there are a series of things one must know on exactly how you should go about filing for your bankruptcy.
Firstly, you need to ensure that there is in fact no other solution in sight because once you are bankrupt, it will reflect on your credit file for as many years as ten to come!
Kinds of bankruptcy
Having decided that you are indeed going to file bankruptcy, you next need to consider two important types of bankruptcy that will prove useful to you in your endeavors.
Chapter 7 bankruptcy. Chapter 7 will remove all of your debts, however the government only allows a select few to file under this chapter. It will depend upon your financial situation as to whether you are accepted or not.
You can still try chapter seven but if you aren’t accepted you might have to settle for chapter thirteen, you won’t be able to eradicate all debts but it will be better than nothing.
I’ll Say again at this point, filing for bankruptcy is serious business and one that you should only do once you have exhausted all other options available to you.
Additionally you really should hire a bankruptcy attorney or lawyer. Make sure you do your research well into your lawyer to be sure he or she will do a good job.
Once you have a lawyer or attorney in mind, waste no time in consulting your case with him or her and find out exactly how you should proceed with your case.
After you have filed for bankruptcy remember to keep all of your bankruptcy records for at the very least 12 years from the date you filed.
If you have done your research into all of your options and have got a good bankruptcy attorney or lawyer on your side, you should be able to deal with this difficult time in your life efficiently and can start to get on your way to financial success once more.
You Will Love Doing Short Sales
August 30, 2008 | Leave a Comment
Negotiating Short Sales is a great way to supplement your income, or even replace your full-time job with a more lucrative and less time-consuming alternative. But the unlimited potential income is just one of many reasons that you’re going to love doing short sales. Here are some other reasons that you may not yet have considered:
- The “Win-Win-Win” Situation. When you work with a lender to find an acceptable compromise on a price for a distressed property, you not only are obtaining a great investment property for yourself, you’re also helping a distressed homeowner move on with their life without the burden of a foreclosure on their credit and their mind and helping a lender recoup money that they otherwise might have had to wait months or even years to recover - if they ever recovered it at all! Of course, the investment property for you is the driving motivation here, but the other aspects aren’t so bad either. The other two parties may not thank you every time (if ever), but you are helping them both make the best of a bad situation, and you should feel better about that the more deals you do.
- You’re Solving Other People’s Problems. And what’s more, you’re doing it quickly, efficiently and effectively! Obviously, if a person has just agreed to a short sale, their mortgage is not their only problem, but once that particular problem is resolved, their stress-load is ten’s of thousands of dollars lighter. And that relief can spur them into the next stage of their life. All without the taint of a foreclosure on their credit.
- Reliable, Predictable and Repetitious Results. Once you’ve mastered the art of short sale dealing, you have a permanent source of income. Not all your offers will be accepted, and you’ll probably turn down some tempting deals because they’re just too risky, but once you know how to spot a good deal and negotiate successfully for it, your potential is limitless! Because there will always be foreclosures.
- Feeling Good. I’ve already discussed how you’re helping other people while profiting yourself, but the other thing that’s going to make you feel good is your personal satisfaction in a job attempted and completed well. When you close your first deal, you’re going to feel like you won a marathon, and when you close your twentieth, you’re going to feel even better! Investing in short sales may be a totally new area of endeavor for you, or it may just be a new facet of your real estate investing portfolio, but either way, mastering a new skill and making lots of money at it is incredibly rewarding. And the looks of admiration and even envy on your friends and family’s faces when you break the news that you just doubled your annual income with one or two short sales will be - literally - priceless.
It’s my humble opinion that if you fail to truly learn and utilize short sale investment strategies in your real estate career, you will easily never realize 80% of your income potential. Ask me how I know this… I could name a hundred students in every state who focus exclusively on short sales and preforeclosures as their sole means of income. What’s the difference between them and you?
With over 1.2 million foreclosure, preforeclosure, bankruptcy, FSBO and tax lien listings, it’s important for training in the analysis and search of large and complex databases of foreclosed homes and investment property information. Being able to identify opportunities while researching top lending institutions and government agencies is essential.
Buying foreclosures is one of the best ways for anyone to get involved in real estate investing. With a small investment and some specialized knowledge an investor can buy a house at a substantial discount and resell it retail gain up to 15% - 20% profit in the process.
The Great Pyramid and The Divine Plan of the Ages
August 30, 2008 | Leave a Comment
The first three chapters in the Book of Genesis reveals the divine plan concerning life and death. It is absolutely necessary to grasps these truths and without this knowledge it is impossible to properly understand the rest of the Bible. But not only does the Bible contain these elementary principles so does the Great Pyramid
It is the germinal truth contained in 1 Timothy 2:5-6 where it is stated and is the basic doctrine of the Christian religion, “For there is one God, and one mediator between God and men, the man Christ Jesus who gave Himself as a ransom for all, to be testified in due time.” This is the basis for Christianity itself.
The issue of sin and when it entered the world is essential to understand if we are to comprehend the word ransom. For it was at the fall of Adam and Eve when the issue of captivity ensued capturing the human race which necessitated ransoming.
We are commonly taught that sin entered the world when Adam fell into temptation. Nevertheless sin was already present in this Galaxy as we find that even before Adam the angels sinned in going to war amongst themselves and that sin effected the life here on earth
So is there any record by the Great Pyramid which can shed light for us on why evil was added to the DNA construction of creation? Even better: how this relates to the philosophy of Ransom and the necessity for a savior.
The so called air duct passage way in the Kings chamber point to the star Alpha Draconis; the theatre of the angelic wars. It was from this region in the galaxy from where the angles fell, and what necessitated their ransom.
What a University Degree Can Do For You
August 30, 2008 | Leave a Comment
All right, I admit it, I hate my job. I mean really hate it. Not only is it a crappy job that involves long hours and bad shifts, but it doesn’t pay much either. Maybe it is time to think about getting a University degree to open up my options and bring in the big (or at least bigger) money. Even though it’s been many years since High School it should be no problem finding a degree program to fit my needs. It’s never too late right?
University degree programs vary widely, and some may question whether the benefits of a degree as far as job opportunity and salary outweigh the costs. The last thing we want to do is spend four valuable years attending lectures and cramming for midterms if it only means a modest salary increase. Studies have been done that confirm that a degree will increase employment chances by 90%.
Employers love to take a glance at your resume and spot that degree achievement. This lets them know that you’re serious about acquiring a decent career, and are able and willing to work hard. After all, if you’ve devoted four or more years to a University degree program, then you’re probably willing to put forth some effort in the workforce.
Not to say that University students are smarter, per say. There are of course many kids who keep going to school so they can have a good time instead of working. Though most of these students will not finish their degrees, having partied themselves into failure or expulsion. Being a full time student takes dedication, something that they reflect when they come to the working world.
If you are thinking about going back to school for that all important University degree you should start doing some research. See what programs are available in your area. Just because it’s been 10 years since you were in school does not mean that you are now excluded from attending a University degree program. Those who are willing to do the work will find their rewards in the workplace.
Ashworth College - a Doorway To The Fashion Industry
August 30, 2008 | Leave a Comment
Pencil skirts, A-line gowns, V-waists, peek-a-boo blouses. Have you ever wondered why the tides of fashion seem to favor one cut over another? Why is one article of clothing suddenly de rigueur, while another perfectly decent one falls from grace? The secret machinations of taste and style are shackled to trends and kitsch. For the curious there is but one choice: to enter the belly of the fashion beast.
The best way into this brave new world is to get your papers in order. Short of a degree from a prestigious fashion design academy, the aspiring fashionista should pursue a degree in fashion merchandising. This will pave the way to reasonably exciting careers in specialty stores, boutiques, national department stores, discount chains, wholesale apparel dealers and clothing design studios. A graduate will have to endure a hectic lifestyle: constantly on the go, meeting new clients, fabric venders, seamstresses, models, buyers, and more. This will entail long hours, constant travel, and incredible amounts of stress. The sobering reality is that success or failure depends on the quality and attractiveness of any given collection and any given season.
The best fashion merchandising academies include rigorous courses designed to familiarize students with the various types of retailers, direct marketing strategies, and consumer buying trends. It is essential that fashionistas understand the psychology of consumers, as well as the sociology of buying, not to mention the history of fashion as it relates to popular purchasing trends. It’s a reoccurring word for a reason, and a word can make or break countless fashion houses and boutiques: trends. Understand the trends, and you can look forward to a long and prosperous career in fashion.
With more than a million retail stores and boutiques in the United States alone, a highly motivated and skilled fashionista has the pick of the litter when it comes to making a decent wage. They enjoy careers as apparel buyers, personal shoppers (for executives and celebrities), specialty managers, manufacturer representatives, fashion directors, and fashion stylists. The key is not to get bogged down into any one role, but to understand the totality of this fickle industry.
The projected earning power of a degreed fashionista, according to Salary.com, is somewhere in the range of $28,000 and $60,000, depending on location. The U.S. Department of Labor claims retail managers and merchandisers have the potential to earn a medium salary of $72,000. High-end boutiques in New York, London, Paris, and Los Angeles will pay more handsomely, of course, than stores in Middle America, but making the right impression always includes having the right degree. Take the right degree, a nose for trends, and mix in the X factor of determination, and you have all the building blocks for fashion success. It’s a tremendously competitive industry and navigating its murky waters is not for the faint of heart or thinned-skin. Take heed now, before you embark, and make sure you’ve got a degree that can open the right doors.
Why We Should Call it a Mortgage and Not a Loan!
August 30, 2008 | Leave a Comment
Despite increasing numbers of the population having a mortgage, it is amazing how few people actually know what they are and how they work. Some people have gotten into the habit of calling them mortgage home loans but that isn’t right at all as they are not loans at all.
The terms mortgagee (the financier) and mortgagor (buyer), are part of a legal contract (mortgage) which uses the property as security on the debt. More accurately, it is a document that protects your lender’s interest with your property itself and a legal agreement you have provided to a lender.
The mortgage has made it possible for people and companies to buy properties with only a small percentage of the purchase price as a deposit. The following information will give a more rounded understanding of how the whole process operates.
Unfortunately it is our own common use of word like Borrower and Lender that has mislead people into thinking a mortgage is a loan when they should be referred to as Mortgagor and Mortgagee respectively. The security the mortgagee uses is called a lien which is a legal term that stays in force until all monies are repaid.
This means that the property becomes security against itself and is the protection a mortgagee requires to fulfill his promise of funding. The lien (document) is normally recorded at the local courthouse in the public records section.
Ownership of the property is then yours and cannot be transferred to anyone else until you have paid off the amount required to reverse the lien. So how this works is that the mortgagor (you) owns the property completely even though the mortgagee has possession of the mortgage but not the title.
This means the only occasion that can arise whereby the mortgagee can legally sell your home is if you stop making payments and it needs to be sold to repay the finance used to purchase it. This is the dreaded process referred to as foreclosure but if the property is used as security, then the foreclosure must go through the court system.
This is a legally recognized process that must take place often referred to as ‘judicial foreclosure’. If you were unsure about the definition before and the subject surrounding it, I trust this information has been of use.
Study For A Thrilling Career in Fashion
August 30, 2008 | Leave a Comment
Have you ever wondered why some styles of clothing are featured in fashion advertising while others are rarely mentioned? Have you ever been interested in planning and producing a stunning fashion show? A degree in fashion retailing can afford you this knowledge and teach you these precious skills. The intriguing world of fashion retailing and buying is replete with the insights of renowned fashion forecasters, fashion show coordinators, store and department managers, personal shoppers and more.
Most fashion retailers enjoy stimulating careers in specialty stores, boutiques, national department stores, discount chains, wholesale apparel dealers and clothing design studios. They endure a chaotic lifestyle, constantly on the go, meeting new clients, fabric venders, seamstresses, models, buyers, and more. This entails unconventional hours, constant travel, and enduring lots of stress. The success or failure of any given collection or campaign could make or break a design house, store, or vendor.
The best schools should include studies into the history of fashion retailing; the types of retailers; direct marketing; trends in the retail industry; qualifying for employment; and the options for self-employment in fashion. Moreover, students should be privy to studies in consumer psychology; the sociology of consumer buying patterns; how consumers make fashion purchasing decisions; spending characteristics at different stages of life, and so forth. Students who are inclined more towards the business end of the fashion spectrum should study the global marketplace; know what and when to buy; be familiar with both buyer and assistant buyer duties; and be familiar with the agencies of fashion forecasting around the world.
With more than a million retail businesses in the United States alone, eager and skilled fashion retailers and merchandisers are projected to have their pick of job opportunities. Additionally, fashion retailers can also enjoy careers as apparel buyers, personal shoppers (for executives and celebrities), specialty managers, manufacturer representatives, fashion directors, and fashion stylists. According to Salary.com, a fashion retailer has the potential earn a yearly salary between $28,395 and $60,117. These figures vary according to location, with the major fashion centers, including New York, Los Angeles, London, and Paris, offering higher salaries. Of course, location can be a huge factor with design centers being in larger cities, such as New York City or London. The United States Department of Labor, www.dol.gov, suggests retail managers have the potential to earn a medium salary of approximately $72,000. By no means does a career in fashion retailing doom a graduate to a subsistence level life.
The earning potential of any fashion retailing graduate is bound only by the resourcefulness and imagination of the individual. Being a vastly competitive field, the fashion industry is best navigated by graduates who not only have the talent to design pieces, but those who can also have a penchant for business. Since the two fields are well entwined, a graduate should be aware of whether he or she is interested in one to the exclusion of the other. If this is the case, it is advisable that a graduate who is more inclined to sew, find partners who can compensate by being more interested in business.